Part of our custom software development series.
Software we build for fintech
- Payment processing and digital wallets
- Lending and underwriting platforms
- Personal finance and budgeting apps
- Trading, investing and portfolio dashboards
- Banking-as-a-service and API integrations (Plaid, Stripe)
- Compliance, reporting and reconciliation tools
What matters most in fintech software
- Security first — encryption in transit and at rest, least-privilege access, audit logging.
- Compliance — PCI DSS for card data, SOC 2, and KYC/AML workflows where money moves.
- Reliability — financial systems need high uptime and careful handling of edge cases and failures.
- Integrations — banking rails, payment processors and data aggregators via well-tested APIs.
Cost and timeline
Most fintech software projects follow the same ranges as any custom build — roughly $25,000–$150,000+ over 6–20 weeks, driven by complexity, features and integrations. Get a specific range with the Software Development Cost Calculator and a delivery estimate with the Timeline Estimator.
How we build it
Discovery and scoping, UX and architecture, then build in 2–3 week sprints with QA, security and post-launch support — and you own the code and IP. See our software development service and the complete guide to custom software.
FAQ
How much does fintech software cost?
Typically $50,000-$150,000+ – fintech skews higher than average because of security, compliance and reliability requirements. Use the cost calculator for your project.
What compliance do fintech apps need?
Commonly PCI DSS for card data, SOC 2 for security controls, and KYC/AML workflows where funds move. Requirements depend on what you handle.
Can you integrate with Stripe, Plaid or banking APIs?
Yes – payment processors, banking rails and data aggregators are integrated via secure, tested APIs.
Do we own the fintech software you build?
Yes – you own 100% of the code and IP.